New York · 2025 Regular Session · Bill
A 7075: Provides that any charges assessed by a credit card company for late payment shall not exceed five percent of the unpaid balance of any bill or twenty dollars
In committee Official data
- Introduced
- In committee
- Passed one chamber
- Passed both chambers
- Enacted
Last official action: ·Record last updated:
Plain-language summary
A 7075 is a bill introduced in the New York House on March 20, 2025. According to its official title, it concerns: Provides that any charges assessed by a credit card company for late payment shall not exceed five percent of the unpaid balance of any bill or twenty dollars. Primary sponsor: Rodneyse Bichotte Hermelyn (Democratic). It lists 2 additional sponsors. Most recent recorded action (January 7, 2026): REFERRED TO CONSUMER AFFAIRS AND PROTECTION.
Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written
Official summary
Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.
Provides that any charges assessed by a credit card company for late payment shall not exceed five percent of the unpaid balance of any bill, including any interest thereon, or twenty dollars, whichever amount is less.
Sponsors
Sponsors by party (alphabetical): Democratic 3
| Name | Role | Party | Chamber | District |
|---|---|---|---|---|
| Rodneyse Bichotte Hermelyn | Primary sponsor | Democratic | House | 42 |
| Eddie Gibbs | Co-sponsor | Democratic | House | 68 |
| Ron Kim | Co-sponsor | Democratic | House | 40 |
“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.
Recent official actions
- REFERRED TO CONSUMER AFFAIRS AND PROTECTION
- REFERRED TO CONSUMER AFFAIRS AND PROTECTION