New York · 2025 Regular Session · Bill

A 7075: Provides that any charges assessed by a credit card company for late payment shall not exceed five percent of the unpaid balance of any bill or twenty dollars

In committee Last action January 7, 2026: REFERRED TO CONSUMER AFFAIRS AND PROTECTION

Plain-language summary

A 7075 is a bill introduced in the New York House on March 20, 2025. According to its official title, it concerns: Provides that any charges assessed by a credit card company for late payment shall not exceed five percent of the unpaid balance of any bill or twenty dollars. Primary sponsor: Rodneyse Bichotte Hermelyn (Democratic). It lists 2 additional sponsors. Most recent recorded action (January 7, 2026): REFERRED TO CONSUMER AFFAIRS AND PROTECTION.

Sponsors

Primary sponsor: Rodneyse Bichotte Hermelyn (Democratic). 2 co-sponsors.