New York · 2025 Regular Session · Bill
A 3889: Requires a liability insurer that has an opportunity to settle a claim at or within the policy limits, and refuses to do so, to be liable for any verdict in excess of the insurance policy limits
In committee Official data
- Introduced
- In committee
- Passed one chamber
- Passed both chambers
- Enacted
Last official action: ·Record last updated:
Plain-language summary
A 3889 is a bill introduced in the New York House on January 30, 2025. According to its official title, it concerns: Requires a liability insurer that has an opportunity to settle a claim at or within the policy limits, and refuses to do so, to be liable for any verdict in excess of the insurance policy limits. Primary sponsor: Demond Meeks (Democratic/Working Families). It lists 2 additional sponsors. Most recent recorded action (January 7, 2026): REFERRED TO INSURANCE.
Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written
Official summary
Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.
Requires a liability insurer that has an opportunity to settle a claim at or within the policy limits, and refuses to do so, to be liable for any verdict in excess of the insurance policy limits; prohibits the insurer from recovering such excess judgment from the insured.
Sponsors
Sponsors by party (alphabetical): Democratic 1 · Democratic/Working Families 2
| Name | Role | Party | Chamber | District |
|---|---|---|---|---|
| Demond Meeks | Primary sponsor | Democratic/Working Families | House | 137 |
| Harry Bronson | Co-sponsor | Democratic | House | 138 |
| Jessica González-Rojas | Co-sponsor | Democratic/Working Families | House | 34 |
“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.
Recent official actions
- REFERRED TO INSURANCE
- REFERRED TO INSURANCE