New York · 2025 Regular Session · Bill

A 3889: Requires a liability insurer that has an opportunity to settle a claim at or within the policy limits, and refuses to do so, to be liable for any verdict in excess of the insurance policy limits

In committee Last action January 7, 2026: REFERRED TO INSURANCE

Plain-language summary

A 3889 is a bill introduced in the New York House on January 30, 2025. According to its official title, it concerns: Requires a liability insurer that has an opportunity to settle a claim at or within the policy limits, and refuses to do so, to be liable for any verdict in excess of the insurance policy limits. Primary sponsor: Demond Meeks (Democratic/Working Families). It lists 2 additional sponsors. Most recent recorded action (January 7, 2026): REFERRED TO INSURANCE.

Sponsors

Primary sponsor: Demond Meeks (Democratic/Working Families). 2 co-sponsors.