New Jersey · 2026-2027 Regular Session · Bill
S 1322: Requires consumer reporting agencies to provide a consumer with a free credit report three times during any 12-month period upon request.
Passed one chamber Official data
- Introduced
- In committee
- Passed one chamber
- Passed both chambers
- Enacted
Last official action: ·Record last updated:
Plain-language summary
S 1322 is a bill introduced in the New Jersey Senate on January 13, 2026. According to its official title, it concerns: Requires consumer reporting agencies to provide a consumer with a free credit report three times during any 12-month period upon request. Primary sponsor: Joe Pennacchio (Republican), Shirley Turner (Democratic). It lists 1 additional sponsor. Most recent recorded action (June 30, 2026): Received in the Assembly, Referred to Assembly Consumer Affairs Committee.
Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written
Sponsors
Sponsors by party (alphabetical): Democratic 2 · Republican 1
| Name | Role | Party | Chamber | District |
|---|---|---|---|---|
| Joe Pennacchio | Primary sponsor | Republican | Senate | 26 |
| Shirley Turner | Primary sponsor | Democratic | Senate | 15 |
| Britnee Timberlake | Co-sponsor | Democratic | Senate | 34 |
“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.
Recent official actions
- Received in the Assembly, Referred to Assembly Consumer Affairs Committee
- Passed by the Senate (40-0)
- Reported from Senate Committee, 2nd Reading
- Introduced in the Senate, Referred to Senate Commerce Committee