New Jersey · 2026-2027 Regular Session · Bill

S 1322: Requires consumer reporting agencies to provide a consumer with a free credit report three times during any 12-month period upon request.

Passed one chamber Last action June 30, 2026: Received in the Assembly, Referred to Assembly Consumer Affairs Committee

Plain-language summary

S 1322 is a bill introduced in the New Jersey Senate on January 13, 2026. According to its official title, it concerns: Requires consumer reporting agencies to provide a consumer with a free credit report three times during any 12-month period upon request. Primary sponsor: Joe Pennacchio (Republican), Shirley Turner (Democratic). It lists 1 additional sponsor. Most recent recorded action (June 30, 2026): Received in the Assembly, Referred to Assembly Consumer Affairs Committee.

Sponsors

Primary sponsors: Joe Pennacchio (Republican); Shirley Turner (Democratic). 1 co-sponsor.