New Jersey · 2026-2027 Regular Session · Bill
A 3421: Establishes "Car Insurance Reduction Act"; modifies current law addressing requirements of automobile insurers for underwriting; rate calculations and reductions; and reporting requirements to State.
In committee Official data
- Introduced
- In committee
- Passed one chamber
- Passed both chambers
- Enacted
Last official action: ·Record last updated:
Plain-language summary
A 3421 is a bill introduced in the New Jersey House on January 13, 2026. According to its official title, it concerns: Establishes "Car Insurance Reduction Act"; modifies current law addressing requirements of automobile insurers for underwriting; rate calculations and reductions; and reporting requirements to State. Primary sponsor: Heather Simmons (Democratic). Most recent recorded action (January 13, 2026): Introduced, Referred to Assembly Financial Institutions and Insurance Committee.
Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written
Sponsors
Sponsors by party (alphabetical): Democratic 1
| Name | Role | Party | Chamber | District |
|---|---|---|---|---|
| Heather Simmons | Primary sponsor | Democratic | House | 3 |
“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.
Recent official actions
- Introduced, Referred to Assembly Financial Institutions and Insurance Committee