New Jersey · 2026-2027 Regular Session · Bill

A 3421: Establishes "Car Insurance Reduction Act"; modifies current law addressing requirements of automobile insurers for underwriting; rate calculations and reductions; and reporting requirements to State.

In committee Last action January 13, 2026: Introduced, Referred to Assembly Financial Institutions and Insurance Committee

Plain-language summary

A 3421 is a bill introduced in the New Jersey House on January 13, 2026. According to its official title, it concerns: Establishes "Car Insurance Reduction Act"; modifies current law addressing requirements of automobile insurers for underwriting; rate calculations and reductions; and reporting requirements to State. Primary sponsor: Heather Simmons (Democratic). Most recent recorded action (January 13, 2026): Introduced, Referred to Assembly Financial Institutions and Insurance Committee.

Sponsors

Primary sponsor: Heather Simmons (Democratic).