Missouri · 2026 Regular Session · Bill
SB 852: Prohibits the use of credit scores in determining automobile insurance rates
In committee Official data
- Introduced
- In committee
- Passed one chamber
- Passed both chambers
- Enacted
Last official action: ·Record last updated:
Plain-language summary
SB 852 is a bill introduced in the Missouri Senate on December 1, 2025. According to its official title, it concerns: Prohibits the use of credit scores in determining automobile insurance rates. Primary sponsor: Karla May (Democratic). Most recent recorded action (January 8, 2026): Second Read and Referred S Insurance and Banking Committee.
Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written
Official summary
Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.
SB 852 - This act provides that, for all automobile insurance contracts entered into on or after August 28, 2026, no insurer shall utilize any information obtained directly or indirectly from a consumer reporting agency or any insurance credit score that relies on information obtained directly or indirectly from a consumer reporting agency for the purpose of determining the rate charged for such contract. This act is identical to HB 2632 (2026). TAYLOR MIDDLETON
Sponsors
Sponsors by party (alphabetical): Democratic 1
| Name | Role | Party | Chamber | District |
|---|---|---|---|---|
| Karla May | Primary sponsor | Democratic | Senate | 4 |
“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.
Recent official actions
- Second Read and Referred S Insurance and Banking Committee
- S First Read
- Prefiled