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Missouri · 2026 Regular Session · Bill

SB 1289: Increases motor vehicle liability coverage requirements

In committee Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted

Last official action: ·Record last updated:

Plain-language summary

SB 1289 is a bill introduced in the Missouri Senate on December 1, 2025. According to its official title, it concerns: Increases motor vehicle liability coverage requirements. Primary sponsor: David Gregory (Republican). Most recent recorded action (January 27, 2026): Second Read and Referred S Insurance and Banking Committee.

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.

SB 1289 - This act modifies the required amount of motor vehicle liability insurance. The required amount of coverage for bodily injury or death is increased from $25,000 to $50,000 for one person, and from $50,000 to $100,000 for bodily injury or death to two or more persons in any one accident, and from $25,000 to $50,000 for injury to or destruction of property of others in any one accident. Currently, any underinsured motor vehicle coverage with less than two times the limits for bodily injury or death under current law shall be construed to provide coverage in excess of the liability coverage of any underinsured motor vehicle involved in the accident. This act provides that any underinsured motor vehicle coverage shall be construed to provide coverage in excess of the liability coverage of any motor vehicle involved in the accident. This act is identical to SB 1438 (2026) and HB 2082 (2026). TAYLOR MIDDLETON

Sponsors

Sponsors by party (alphabetical): Republican 1

NameRolePartyChamberDistrict
David GregoryPrimary sponsorRepublicanSenate15

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. Second Read and Referred S Insurance and Banking Committee
  2. S First Read
  3. Prefiled

Sources

  1. Open States / Plural (data from the official legislature website)
  2. Official legislature source