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Virginia · 2026 Regular Session · Bill

HB 808: Insurance; unfair claim settlement practices, modification of loss estimate.

Enacted Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted

Last official action: ·Record last updated:

Plain-language summary

HB 808 is a bill introduced in the Virginia House on January 13, 2026. According to its official title, it concerns: Insurance; unfair claim settlement practices, modification of loss estimate. Primary sponsor: Dan Helmer (Democratic). It lists 5 additional sponsors. Most recent recorded action (April 13, 2026): Acts of Assembly Chapter text (CHAP0672).

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.

Insurance; unfair claim settlement practices; modification of loss estimate. Prohibits an insurer, when reducing a loss estimate of $3,000 or more, from altering or amending an insurance adjuster's estimate of damages, photographic report data, or narrative report without meeting certain requirements including providing the policyholder with a detailed explanation as to why any change that has the effect of reducing the loss estimate was made.

Sponsors

Sponsors by party (alphabetical): Democratic 4

NameRolePartyChamberDistrict
Dan HelmerPrimary sponsorDemocraticHouse10
Stacey Annie CarrollCo-sponsorNot applicable (committee)——
Nicole ColeCo-sponsorDemocraticHouse66
Mark C. DowneyCo-sponsorNot applicable (committee)——
Phil HernandezCo-sponsorDemocraticHouse94
May NivarCo-sponsorDemocraticHouse57

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. Acts of Assembly Chapter text (CHAP0672)
  2. Approved by Governor-Chapter 672 (effective 7/1/2026)
  3. Governor's Action Deadline 11:59 p.m., April 13, 2026
  4. Enrolled Bill communicated to Governor on March 31, 2026
  5. Signed by Speaker
  6. Signed by President
  7. Bill text as passed House and Senate (HB808ER)
  8. Enrolled
  9. Senate substitute agreed to by House (98-Y 0-N 0-A)
  10. Passed Senate with substitute (33-Y 7-N 0-A)
  11. Engrossed by Senate - committee substitute
  12. Commerce and Labor Substitute agreed to

Showing 12 most recent of 33 actions. Full history

Sources

  1. Open States / Plural (data from the official legislature website)
  2. Official legislature source