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Virginia · 2026 Regular Session · Bill

HB 1309: Consumer finance companies; additional charges.

Enacted Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted

Last official action: ·Record last updated:

Plain-language summary

HB 1309 is a bill introduced in the Virginia House on January 16, 2026. According to its official title, it concerns: Consumer finance companies; additional charges. Primary sponsor: Jason Ballard (Republican). It lists 1 additional sponsor. Most recent recorded action (April 8, 2026): Acts of Assembly Chapter text (CHAP0464).

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.

Consumer finance companies; additional charges. Provides that, for the purposes of the prohibition on additional charges by consumer finance companies, exceptions to such prohibition include (i) charges for guaranteed asset protection waivers for the protection and benefit of the borrower in connection with any loan and (ii) charges for guaranteed asset protection insurance for the protection and benefit of the borrower in connection with any loan.

Sponsors

Sponsors by party (alphabetical): Democratic 1 · Republican 1

NameRolePartyChamberDistrict
Jason BallardPrimary sponsorRepublicanHouse42
Virgil ThorntonCo-sponsorDemocraticHouse86

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. Acts of Assembly Chapter text (CHAP0464)
  2. Approved by Governor-Chapter 464 (effective 7/1/2026)
  3. Fiscal Impact Statement from State Corporation Commission (HB1309)
  4. Governor's Action Deadline 11:59 p.m., April 13, 2026
  5. Enrolled Bill communicated to Governor on March 14, 2026
  6. Signed by President
  7. Signed by Speaker
  8. Bill text as passed House and Senate (HB1309ER)
  9. Enrolled
  10. Passed Senate (39-Y 0-N 0-A)
  11. Read third time
  12. Passed by for the day (Voice Vote)

Showing 12 most recent of 26 actions. Full history

Sources

  1. Open States / Plural (data from the official legislature website)
  2. Official legislature source