HB 1253: Property insurance; use of aerial or satellite imagery.

Official summary

Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.

Property insurance; use of aerial or satellite imagery. Prohibits an insurer from refusing to renew a policy written to insure an owner-occupied dwelling based on information obtained through the use of aerial or satellite imagery unless (i) such imagery has been captured not more than 12 months prior to the nonrenewal notice; (ii) the nonrenewal notice includes date-stamped aerial or satellite images of the insured property identifying the specific conditions that form the basis for nonrenewal and specifies any action that the insured may take to remedy such conditions; (iii) the insurer provides the insured a period of not less than 90 days to cure the identified conditions before the nonrenewal takes effect; and (iv) the insurer establishes a point of contact for the insured to submit documentation and a process to review such documentation. The bill requires the insurer to offer to renew coverage if the insured provides documentation, within the 90-day period, demonstrating that the identified conditions have been cured to the insurer's reasonable satisfaction.

Sponsors

Sponsors by party (alphabetical): Democratic 1

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

1. February 18, 2026Left in Labor and Commerce
2. February 10, 2026Subcommittee recommends striking from the docket (9-Y 0-N)
3. January 27, 2026Assigned HCL sub: Subcommittee #1
4. January 14, 2026Referred to Committee on Labor and Commerce
5. January 14, 2026Prefiled and ordered printed; Offered 01-14-2026 26103345D