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Virginia · 2026 Regular Session · Bill

HB 1228: Motor vehicle insurance; use of certain factors to establish rates prohibited.

In committee Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted

Last official action: ·Record last updated:

Plain-language summary

HB 1228 is a bill introduced in the Virginia House on January 14, 2026. According to its official title, it concerns: Motor vehicle insurance; use of certain factors to establish rates prohibited. Primary sponsor: Israel O'Quinn (Republican). Most recent recorded action (February 5, 2026): Tabled in Labor and Commerce (15-Y 7-N).

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.

Motor vehicle insurance; use of certain factors to establish rates prohibited. Prohibits an insurer from using any classification system, rating plan, rules or rates, or modifications based in whole or in part on consumer credit information or scores to establish rates for any motor vehicle insurance policy issued or renewed in the Commonwealth. The bill also prohibits an insurer from refusing to provide or refusing to continue to provide an individual with motor vehicle insurance coverage, limiting the amount or extent of motor vehicle insurance coverage, or charging an individual a different rate for the same motor vehicle insurance coverage solely because of an individual's consumer credit information or score.

Sponsors

Sponsors by party (alphabetical): Republican 1

NameRolePartyChamberDistrict
Israel O'QuinnPrimary sponsorRepublicanHouse44

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. Tabled in Labor and Commerce (15-Y 7-N)
  2. Subcommittee recommends reporting with substitute (9-Y 0-N)
  3. House subcommittee offered
  4. Assigned HCL sub: Subcommittee #1
  5. Referred to Committee on Labor and Commerce
  6. Prefiled and ordered printed; Offered 01-14-2026 26101940D

Sources

  1. Open States / Plural (data from the official legislature website)
  2. Official legislature source