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South Carolina · 2025-2026 Regular Session · Bill

H 3227: Earthquake insurance

Passed one chamber Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted

Last official action: ·Record last updated:

Plain-language summary

H 3227 is a bill introduced in the South Carolina House on December 5, 2024. According to its official title, it concerns: Earthquake insurance. Primary sponsor: Gil Gatch (Republican), Wendell Gilliard (Democratic), Michael Rivers (Democratic). Most recent recorded action (March 10, 2026): Referred to Committee on Banking and Insurance.

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.

A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-75-70 SO AS TO REQUIRE INSURERS TO OFFER INSURANCE COVERAGE FOR LOSS OR DAMAGE RESULTING FROM AN EARTHQUAKE TO ALL POLICIES ISSUED IN THIS STATE.

Sponsors

Sponsors by party (alphabetical): Democratic 2 · Republican 1

NameRolePartyChamberDistrict
Gil GatchPrimary sponsorRepublicanHouse94
Wendell GilliardPrimary sponsorDemocraticHouse111
Michael RiversPrimary sponsorDemocraticHouse121

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. Referred to Committee on Banking and Insurance
  2. Introduced and read first time
  3. Read third time and sent to Senate
  4. Roll call Yeas-116 Nays-0
  5. Read second time
  6. Amended
  7. Member(s) request name added as sponsor: Rivers
  8. Requests for debate removed-Rep(s). Ford
  9. Requests for debate-Rep(s). Caskey, Hewitt, Cox, Ford, T. Moore, and Vaughan
  10. Debate adjourned
  11. Member(s) request name added as sponsor: Gilliard
  12. Debate adjourned until Thur., 2-28-26

Showing 12 most recent of 17 actions. Full history

Sources

  1. Open States / Plural (data from the official legislature website)
  2. Official legislature source