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Oregon · 2026 Regular Session · Bill

HB 4116: Relating to consumer finance loans; and prescribing an effective date.

Enacted Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted

Last official action: ·Record last updated:

Plain-language summary

HB 4116 is a bill introduced in the Oregon House on February 2, 2026. According to its official title, it concerns: Relating to consumer finance loans; and prescribing an effective date. Primary sponsor: Nathan Sosa (Democratic), Courtney Neron Misslin (Democratic), Ben Bowman (Democratic), Tom Andersen (Democratic), Lamar Wise (Democratic), Wlnsvey Campos (Democratic), Jeff Golden (Democratic), Deb Patterson (Democratic), Floyd Prozanski (Democratic). It lists 15 additional sponsors. Most recent recorded action (April 13, 2026): Chapter 113, (2026 Laws): Effective date June 5, 2026.

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.

Declares that this state does not want the amendments set forth in section 521 of the Depository Institutions Deregulation and Monetary Control Act of 1980 to apply to consumer finance loans made in this state. Specifies persons to whom the consumer finance laws of this state apply and circumstances in which the laws apply. Specifies the requirements for an application for a license to make consumer finance loans in this state. Takes effect on the 91st day following adjournment sine die.

Sponsors

Sponsors by party (alphabetical): Democratic 23 · Democratic/Working Families 1

NameRolePartyChamberDistrict
Nathan SosaPrimary sponsorDemocraticHouse30
Courtney Neron MisslinPrimary sponsorDemocraticSenate13
Ben BowmanPrimary sponsorDemocraticHouse25
Tom AndersenPrimary sponsorDemocraticHouse19
Lamar WisePrimary sponsorDemocraticHouse48
Wlnsvey CamposPrimary sponsorDemocraticSenate18
Jeff GoldenPrimary sponsorDemocraticSenate3
Deb PattersonPrimary sponsorDemocraticSenate10
Floyd ProzanskiPrimary sponsorDemocraticSenate4
Farrah ChaichiCo-sponsorDemocraticHouse35
Lew FrederickCo-sponsorDemocraticSenate22
Mark GambaCo-sponsorDemocraticHouse41
David GombergCo-sponsorDemocraticHouse10
Ken HelmCo-sponsorDemocraticHouse27
Zach HudsonCo-sponsorDemocraticHouse49
Kayse JamaCo-sponsorDemocraticSenate24
Susan McLainCo-sponsorDemocraticHouse29
Lesly MuñozCo-sponsorDemocratic/Working FamiliesHouse22
Nancy NathansonCo-sponsorDemocraticHouse13
Travis NelsonCo-sponsorDemocraticHouse44
Khanh PhamCo-sponsorDemocraticSenate23
Janeen SollmanCo-sponsorDemocraticSenate15
Thuy TranCo-sponsorDemocraticHouse45
Jules WaltersCo-sponsorDemocraticHouse37

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. Chapter 113, (2026 Laws): Effective date June 5, 2026.
  2. Governor signed.
  3. President signed.
  4. Speaker signed.
  5. McLane, granted unanimous consent to change vote to nay.
  6. Third reading. Carried by Neron Misslin, Campos. Passed.
  7. Motion to refer to Committee on Rules failed.
  8. Motion to substitute Minority Report for Committee Report failed.
  9. Second reading.
  10. Minority Recommendation: Do pass with amendments. (Printed A-Eng. Minority)
  11. Recommendation: Do pass.
  12. Public Hearing and Work Session held.

Showing 12 most recent of 25 actions. Full history

Sources

  1. Open States / Plural (data from the official legislature website)
  2. Official legislature source