Oregon · 2025 Regular Session · Bill
HB 3423: Relating to information permitted for insurer's decisions concerning motor vehicle liability insurance; prescribing an effective date.
In committee Official data
- Introduced
- In committee
- Passed one chamber
- Passed both chambers
- Enacted
Last official action: ·Record last updated:
Plain-language summary
HB 3423 is a bill introduced in the Oregon House on January 28, 2025. According to its official title, it concerns: Relating to information permitted for insurer's decisions concerning motor vehicle liability insurance; prescribing an effective date. Primary sponsor: Zach Hudson (Democratic), Sara Gelser Blouin (Democratic). It lists 2 additional sponsors. Most recent recorded action (June 28, 2025): In committee upon adjournment.
Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written
Official summary
Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.
Directs an insurer to consider only specified information in determining rates for a motor vehicle liability insurance policy. Prohibits an insurer from considering other specified information in determining eligibility, rates or premiums for a motor vehicle liability insurance policy. Permits an insurer, under specified circumstances, to consider an abstract of an individual's nonemployment driving record when evaluating the individual's application to obtain or renew motor vehicle liability insurance. Prohibits an insurer from using credit history to determine eligibility, rates or premiums for motor vehicle liability insurance. Takes effect on the 91st day following adjournment sine die.
Sponsors
Sponsors by party (alphabetical): Democratic 3
| Name | Role | Party | Chamber | District |
|---|---|---|---|---|
| Zach Hudson | Primary sponsor | Democratic | House | 49 |
| Sara Gelser Blouin | Primary sponsor | Democratic | Senate | 8 |
| Travis Nelson | Co-sponsor | Democratic | House | 44 |
| Hoa Nguyen | Co-sponsor | Not applicable (committee) | — | — |
“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.
Recent official actions
- In committee upon adjournment.
- Public Hearing held.
- Public Hearing cancelled.
- Referred to Commerce and Consumer Protection.
- First reading. Referred to Speaker's desk.