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New York · 2025 Regular Session · Bill

S 8583: Requires property/casualty insurance companies to submit certain data to the department of financial services and authorizes premium discounts to policyholders who demonstrate certain mitigation actions

Passed one chamber Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted

Last official action: ·Record last updated:

Plain-language summary

S 8583 is a bill introduced in the New York Senate on November 17, 2025. According to its official title, it concerns: Requires property/casualty insurance companies to submit certain data to the department of financial services and authorizes premium discounts to policyholders who demonstrate certain mitigation actions. Primary sponsor: Brian Kavanagh (Democratic). It lists 3 additional sponsors. Most recent recorded action (June 4, 2026): REFERRED TO INSURANCE.

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.

Requires property/casualty insurance companies to submit certain zip code-level data to the department of financial services on nonrenewal rates, nonpayment cancellation rates, other cancellation rates, claim frequency rates, average claim amounts, paid loss ratios, and average premiums; requires property/casualty insurance companies that use a natural disaster risk model or scoring method to assign risk, information about such model or scoring method; authorizes a premium discount to policyholders of homeowners insurance or property/casualty insurance applicable to residential real property who demonstrate certain mitigation actions; requires insurers to post about such discounts on their public websites; relates to the timing of cancellation and nonrenewal notices for certain insurance policies; relates to increasing membership of the board governing the New York property insurance underwriting association; requires a quadrennial report on the activities of such association; increases such board membership to 23 including 6 directors appointed by the legislature and 4 directors appointed by the governor.

Sponsors

Sponsors by party (alphabetical): Democratic 1 · Democratic/Working Families 3

NameRolePartyChamberDistrict
Brian KavanaghPrimary sponsorDemocraticSenate27
Liz KruegerCo-sponsorDemocratic/Working FamiliesSenate28
Rachel MayCo-sponsorDemocratic/Working FamiliesSenate48
Julia SalazarCo-sponsorDemocratic/Working FamiliesSenate18

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. REFERRED TO INSURANCE
  2. DELIVERED TO ASSEMBLY
  3. PASSED SENATE
  4. ORDERED TO THIRD READING CAL.1637
  5. COMMITTEE DISCHARGED AND COMMITTED TO RULES
  6. PRINT NUMBER 8583C
  7. AMEND (T) AND RECOMMIT TO INSURANCE
  8. PRINT NUMBER 8583B
  9. AMEND (T) AND RECOMMIT TO INSURANCE
  10. REFERRED TO INSURANCE
  11. PRINT NUMBER 8583A
  12. AMEND AND RECOMMIT TO RULES

Showing 12 most recent of 13 actions. Full history

Sources

  1. Open States / Plural (data from the official legislature website)
  2. Official legislature source