New York · 2025 Regular Session · Bill
S 4604: Relates to the application of certain provisions relating to commercial financing
In committee Official data
- Introduced
- In committee
- Passed one chamber
- Passed both chambers
- Enacted
Last official action: ·Record last updated:
Plain-language summary
S 4604 is a bill introduced in the New York Senate on February 10, 2025. According to its official title, it concerns: Relates to the application of certain provisions relating to commercial financing. Primary sponsor: James Sanders (Democratic). Most recent recorded action (June 5, 2026): COMMITTED TO RULES.
Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written
Official summary
Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.
Relates to the application of certain provisions relating to commercial financing; provides that liability shall not be imposed on a provider if the actual annual percentage rate charged by the provider differs from the estimated annual percentage rate disclosed by the provider acting in good faith.
Sponsors
Sponsors by party (alphabetical): Democratic 1
| Name | Role | Party | Chamber | District |
|---|---|---|---|---|
| James Sanders | Primary sponsor | Democratic | Senate | 10 |
“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.
Recent official actions
- COMMITTED TO RULES
- ADVANCED TO THIRD READING
- 2ND REPORT CAL.
- 1ST REPORT CAL.855
- REFERRED TO BANKS
- REFERRED TO BANKS