Skip to main content
Independent and nonpartisan. SaveYourState is a civic information resource. It is not a government website and is not affiliated with any government agency, party, or campaign.

New York · 2025 Regular Session · Bill

A 9644: Relates to the interest rate cap on cash advances against wages or salary

In committee Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted

Last official action: ·Record last updated:

Plain-language summary

A 9644 is a bill introduced in the New York House on January 21, 2026. According to its official title, it concerns: Relates to the interest rate cap on cash advances against wages or salary. Primary sponsor: Steven Raga (Democratic). It lists 13 additional sponsors. Most recent recorded action (March 11, 2026): PRINT NUMBER 9644A.

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.

Clarifies that all wage and cash advances against salary or future pay are loans subject to the interest rate cap in the general obligations law.

Sponsors

Sponsors by party (alphabetical): Democratic 8 · Democratic/Working Families 6

NameRolePartyChamberDistrict
Steven RagaPrimary sponsorDemocraticHouse30
Harry BronsonCo-sponsorDemocraticHouse138
Noah BurroughsCo-sponsorDemocratic/Working FamiliesHouse18
William ColtonCo-sponsorDemocraticHouse47
Maritza DavilaCo-sponsorDemocraticHouse53
Emily GallagherCo-sponsorDemocraticHouse50
Jessica González-RojasCo-sponsorDemocratic/Working FamiliesHouse34
Larinda HooksCo-sponsorDemocratic/Working FamiliesHouse35
Grace LeeCo-sponsorDemocraticHouse65
Diana MorenoCo-sponsorDemocratic/Working FamiliesHouse36
Amanda SeptimoCo-sponsorDemocratic/Working FamiliesHouse84
MaryJane ShimskyCo-sponsorDemocratic/Working FamiliesHouse92
Yudelka TapiaCo-sponsorDemocraticHouse86
Emérita TorresCo-sponsorDemocraticHouse85

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. PRINT NUMBER 9644A
  2. AMEND (T) AND RECOMMIT TO BANKS
  3. REFERRED TO BANKS

Sources

  1. Open States / Plural (data from the official legislature website)
  2. Official legislature source