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New York · 2025 Regular Session · Bill

A 4188: Prohibits increases in rates of homeowners' insurance in excess of twenty-five percent per year

In committee Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted

Last official action: ·Record last updated:

Plain-language summary

A 4188 is a bill introduced in the New York House on January 31, 2025. According to its official title, it concerns: Prohibits increases in rates of homeowners' insurance in excess of twenty-five percent per year. Primary sponsor: Nader Sayegh (Democratic). It lists 7 additional sponsors. Most recent recorded action (January 7, 2026): REFERRED TO INSURANCE.

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.

Prohibits increases in rates of homeowners' insurance in excess of twenty-five percent per year except where agreed to in the policy.

Sponsors

Sponsors by party (alphabetical): Democratic 4 · Democratic/Independence/Working Families 1 · Democratic/Working Families 1 · Republican/Conservative 1 · Republican/Conservative/Independence 1

NameRolePartyChamberDistrict
Nader SayeghPrimary sponsorDemocraticHouse90
Keith BrownCo-sponsorRepublican/Conservative/IndependenceHouse12
Chris BurdickCo-sponsorDemocratic/Independence/Working FamiliesHouse93
William ColtonCo-sponsorDemocraticHouse47
Maritza DavilaCo-sponsorDemocraticHouse53
Joe DeStefanoCo-sponsorRepublican/ConservativeHouse3
Deborah GlickCo-sponsorDemocraticHouse66
MaryJane ShimskyCo-sponsorDemocratic/Working FamiliesHouse92

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. REFERRED TO INSURANCE
  2. REFERRED TO INSURANCE

Sources

  1. Open States / Plural (data from the official legislature website)
  2. Official legislature source