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New York · 2025 Regular Session · Bill

A 117: Relates to overdraft fees charged by banking organizations

In committee Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted

Last official action: ·Record last updated:

Plain-language summary

A 117 is a bill introduced in the New York House on January 8, 2025. According to its official title, it concerns: Relates to overdraft fees charged by banking organizations. Primary sponsor: John Zaccaro (Democratic). Most recent recorded action (January 7, 2026): REFERRED TO BANKS.

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.

Requires banks to report to the superintendent annually on the amount of revenue earned from overdraft fees; prohibits banks from imposing overdraft fees during a ten day grace period; regulates the imposition of overdraft and NSF fees.

Sponsors

Sponsors by party (alphabetical): Democratic 1

NameRolePartyChamberDistrict
John ZaccaroPrimary sponsorDemocraticHouse80

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. REFERRED TO BANKS
  2. REFERRED TO BANKS

Sources

  1. Open States / Plural (data from the official legislature website)
  2. Official legislature source