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Minnesota · 2025-2026 Regular Session · Bill

HF 3448: Consumer small and short-term loans clarified to include earned wage access payday loans.

In committee Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted

Last official action: ·Record last updated:

Plain-language summary

HF 3448 is a bill introduced in the Minnesota House on February 19, 2026. According to its official title, it concerns: Consumer small and short-term loans clarified to include earned wage access payday loans. Primary sponsor: Erin Koegel (Democratic-Farmer-Labor). It lists 1 additional sponsor. Most recent recorded action (March 23, 2026): Author added Frederick.

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Sponsors

Sponsors by party (alphabetical): Democratic-Farmer-Labor 2

NameRolePartyChamberDistrict
Erin KoegelPrimary sponsorDemocratic-Farmer-LaborHouse39A
Luke FrederickCo-sponsorDemocratic-Farmer-LaborHouse18B

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. Author added Frederick
  2. Introduction and first reading, referred to Commerce Finance and Policy

Sources

  1. Open States / Plural (data from the official legislature website)
  2. Official legislature source