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Michigan · 2025-2026 Regular Session · Bill

SB 451: Consumer credit: credit reports and reporting agencies; collection and reporting of medical debt information; regulate. Creates new act.

Passed one chamber Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted

Last official action: ·Record last updated:

Plain-language summary

SB 451 is a bill introduced in the Michigan Senate on June 26, 2025. According to its official title, it concerns: Consumer credit: credit reports and reporting agencies; collection and reporting of medical debt information; regulate. Creates new act. Primary sponsor: Sarah Anthony (Democratic). It lists 10 additional sponsors. Most recent recorded action (June 17, 2026): referred to second reading.

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Sponsors

Sponsors by party (alphabetical): Democratic 10 · Republican 1

NameRolePartyChamberDistrict
Sarah AnthonyPrimary sponsorDemocraticSenate21
Rosemary BayerCo-sponsorDemocraticSenate13
Darrin CamilleriCo-sponsorDemocraticSenate4
Mary CavanaghCo-sponsorDemocraticSenate6
Stephanie ChangCo-sponsorDemocraticSenate3
Erika GeissCo-sponsorDemocraticSenate1
Ed McBroomCo-sponsorRepublicanSenate38
Mallory McMorrowCo-sponsorDemocraticSenate8
Jeremy MossCo-sponsorDemocraticSenate7
Dayna PolehankiCo-sponsorDemocraticSenate5
Sue ShinkCo-sponsorDemocraticSenate14

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. referred to second reading
  2. reported with recommendation without amendment
  3. referred to Committee on Health Policy
  4. read a first time
  5. received on 03/11/2026
  6. PASSED ROLL CALL # 26 YEAS 27 NAYS 8 EXCUSED 2 NOT VOTING 0
  7. PLACED ON ORDER OF THIRD READING WITH SUBSTITUTE (S-2)
  8. SUBSTITUTE (S-2) CONCURRED IN
  9. REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITH SUBSTITUTE (S-2)
  10. REFERRED TO COMMITTEE OF THE WHOLE WITH SUBSTITUTE (S-1)
  11. REPORTED FAVORABLY WITH SUBSTITUTE (S-1) 11/12/2025
  12. REFERRED TO COMMITTEE ON HEALTH POLICY

Showing 12 most recent of 13 actions. Full history

Sources

  1. Open States / Plural (data from the official legislature website)
  2. Official legislature source