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Kentucky · 2026 Regular Session · Bill

SB 158: AN ACT relating to products that offer benefits in connection with personal property.

Enacted Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted

Last official action: ·Record last updated:

Plain-language summary

SB 158 is a bill introduced in the Kentucky Senate on February 3, 2026. According to its official title, it concerns: AN ACT relating to products that offer benefits in connection with personal property. Most recent recorded action (April 3, 2026): signed by Governor (Acts Ch. 16).

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.

Create new sections of KRS Chapter 367 to establish regulatory requirements for vehicle financial protection products; establish the purpose of the requirements; define terms; provide that vehicle financial protection products issued before, on, or after the effective date of the Act shall not be considered insurance; establish exemptions from the regulatory requirements; provide that amounts charged or financed for vehicle financial protection products are authorized charges to be stated separately and shall not be considered a finance charge or interest; prohibit conditioning the extension of credit, terms of a loan, or terms of a related vehicle sale or lease from being conditioned on the consumer's payment for a vehicle financial protection product; establish requirements for debt waivers; establish requirements for vehicle value protection agreements; amend KRS 190.100 and create a new section of Subtitle 4 of KRS Chapter 286 to require retail installment contracts and consumer loan companies to comply with the regulatory requirements for vehicle financial protection products; amend KRS 304.1-120 to conform; direct that the Act applies to vehicle financial protection products that become effective on or after January 1, 2027; EFFECTIVE January 1, 2027.

Sponsors

NameRolePartyChamberDistrict
No sponsor recorded in source data.

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. signed by Governor (Acts Ch. 16)
  2. delivered to Governor
  3. enrolled, signed by Speaker of the House
  4. enrolled, signed by President of the Senate
  5. passed 38-0
  6. Senate concurred in Committee Substitute (1) and Committee Amendment (1-title)
  7. posted for passage for concurrence in House Committee Substitute (1) and Committee Amendment (1-title)
  8. taken from Rules
  9. to Rules (S)
  10. received in Senate
  11. 3rd reading, passed 92-0 with Committee Substitute (1) and Committee Amendment (1-title)
  12. posted for passage in the Regular Orders of the Day for Tuesday, March 24 2026

Showing 12 most recent of 24 actions. Full history

Sources

  1. Open States / Plural (data from the official legislature website)
  2. Official legislature source