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Indiana · 2026 Regular Session · Bill

SB 50: Hard credit inquiries by landlords.

In committee Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted

Last official action: ·Record last updated:

Plain-language summary

SB 50 is a bill introduced in the Indiana Senate on December 8, 2025. According to its official title, it concerns: Hard credit inquiries by landlords. Primary sponsor: La Keisha Jackson (Democratic). It lists 1 additional sponsor. Most recent recorded action (January 8, 2026): Senator Ford J.D. added as coauthor.

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.

Prohibits a landlord from doing the following in connection with an applicant's application for the rental of a rental unit: (1) Making a hard inquiry to a consumer reporting agency or to a specialty consumer reporting agency for an applicant's consumer report or for information in an applicant's consumer report. (2) Obtaining or using a tenant screening report that includes information that is obtained through a hard inquiry to a consumer reporting agency or to a specialty consumer reporting agency for an applicant's consumer report or for information in an applicant's consumer report. Defines "hard inquiry" for purposes of these provisions as an inquiry that: (1) is noted on the consumer report of the applicant for a period of time following the inquiry; and (2) negatively impacts the applicant's credit score. Provides that a landlord that violates the bill's provisions commits a deceptive act that is actionable by an applicant and the attorney general under the Indiana statute concerning deceptive consumer sales.

Sponsors

Sponsors by party (alphabetical): Democratic 2

NameRolePartyChamberDistrict
La Keisha JacksonPrimary sponsorDemocraticSenate34
J.D. FordCo-sponsorDemocraticSenate29

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. Senator Ford J.D. added as coauthor
  2. First reading: referred to Committee on Local Government
  3. Authored by Senator Jackson L

Sources

  1. Open States / Plural (data from the official legislature website)
  2. Official legislature source