Indiana · 2026 Regular Session · Bill
HB 1201: Various mental health and insurance matters.
In committee Official data
- Introduced
- In committee
- Passed one chamber
- Passed both chambers
- Enacted
Last official action: ·Record last updated:
Plain-language summary
HB 1201 is a bill introduced in the Indiana House on January 5, 2026. According to its official title, it concerns: Various mental health and insurance matters. Primary sponsor: Elizabeth Rowray (Republican). It lists 3 additional sponsors. Most recent recorded action (January 22, 2026): Representative Goss-Reaves added as coauthor.
Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written
Official summary
Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.
Prohibits the use of an artificial intelligence system to impersonate or act as a substitute for a licensed mental health professional. Requires the department of insurance to contract with an objective third party to verify that health carriers are in compliance with network adequacy standards. Sets forth notice requirements for an amendment to a health provider contract. Prohibits the use of downcoding in a specified manner. Requires an insurer and a health maintenance organization to reimburse providers of mental illness or substance abuse services at rates that are at least as favorable relative to Medicare rates as reimbursement rates are for providers of medical or surgical services relative to Medicare rates. Prohibits an insurer and a health maintenance organization from retroactively auditing a paid claim or seeking recoupment or a refund of a paid claim after a certain time frame. Sets forth a limitation on the amount that an insured or enrollee may be charged for receiving mental and behavioral care services from an out of network provider under certain circumstances.
Sponsors
Sponsors by party (alphabetical): Republican 4
| Name | Role | Party | Chamber | District |
|---|---|---|---|---|
| Elizabeth Rowray | Primary sponsor | Republican | House | 35 |
| Becky Cash | Co-sponsor | Republican | House | 25 |
| Lori Goss-Reaves | Co-sponsor | Republican | House | 31 |
| Cindy Ledbetter | Co-sponsor | Republican | House | 75 |
“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.
Recent official actions
- Representative Goss-Reaves added as coauthor
- Representative Ledbetter added as coauthor
- Representative Cash added as coauthor
- Authored by Representative Rowray
- First reading: referred to Committee on Insurance