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Florida · 2025 Regular Session · Bill

SB 392: Requirements of Lenders of Money

Did not advance Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted
  6. Did not advance

Last official action: ·Record last updated:

Plain-language summary

SB 392 is a bill introduced in the Florida Senate on January 28, 2025. According to its official title, it concerns: Requirements of Lenders of Money. Primary sponsor: Ileana Garcia (Republican). Most recent recorded action (June 16, 2025): Died in Banking and Insurance.

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.

Requirements of Lenders of Money; Citing this act as the “Default Interest Transparency Act”; requiring lenders of money or the agents, officers, or other representatives of such lenders to provide a dated receipt under certain circumstances; requiring lenders of money or the agents, officers, or other representatives of such lenders to give a specified notice to the borrower and all obligors of the loan within a specified timeframe; requiring the assignor of a mortgage loan to provide, within a specified timeframe, a copy of the loan history statement to a borrower or obligor upon request, etc.

Sponsors

Sponsors by party (alphabetical): Republican 1

NameRolePartyChamberDistrict
Ileana GarciaPrimary sponsorRepublicanSenate36

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. Died in Banking and Insurance
  2. Indefinitely postponed and withdrawn from consideration
  3. Introduced
  4. Referred to Banking and Insurance; Commerce and Tourism; Rules
  5. Filed

Sources

  1. Open States / Plural (data from the official legislature website)
  2. Official legislature source