Florida · 2026 Regular Session · Bill
HB 775: Homeowner's Insurance Premium Reductions
Did not advance Official data
- Introduced
- In committee
- Passed one chamber
- Passed both chambers
- Enacted
- Did not advance
Last official action: ·Record last updated:
Plain-language summary
HB 775 is a bill introduced in the Florida House on December 15, 2025. According to its official title, it concerns: Homeowner's Insurance Premium Reductions. Primary sponsor: Tae Edmonds (Democratic). It lists 1 additional sponsor. Most recent recorded action (March 13, 2026): Died in Insurance & Banking Subcommittee.
Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written
Official summary
Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.
Homeowner's Insurance Premium Reductions; Requires premium reductions to be applied to homeowners who maintain certain claim-free periods; provides requirements for such premium reductions; provides that homeowners who file major storm claims remain eligible for premium reductions; requires OIR to determine premium reduction schedules for such homeowners; prohibits homeowners' insurers from treating major storm claims as certain other claims; requires homeowners' premium reductions for mitigation upgrades.
Sponsors
Sponsors by party (alphabetical): Democratic 2
| Name | Role | Party | Chamber | District |
|---|---|---|---|---|
| Tae Edmonds | Primary sponsor | Democratic | House | 88 |
| Daryl Campbell | Co-sponsor | Democratic | House | 99 |
“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.
Recent official actions
- Died in Insurance & Banking Subcommittee
- 1st Reading (Original Filed Version)
- Now in Insurance & Banking Subcommittee
- Referred to Commerce Committee
- Referred to Insurance & Banking Subcommittee
- Filed