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Florida · 2025 Regular Session · Bill

HB 1541: Property Insurance Policies

Did not advance Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted
  6. Did not advance

Last official action: ·Record last updated:

Plain-language summary

HB 1541 is a bill introduced in the Florida House on February 28, 2025. According to its official title, it concerns: Property Insurance Policies. Primary sponsor: Lindsay Cross (Democratic). Most recent recorded action (June 16, 2025): Died in Insurance & Banking Subcommittee.

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.

Property Insurance Policies; Specifies that certain provisions relating to homeowners' policies, offers of replacement cost coverage, & offers of law & ordinance coverage do not prohibit insurers from providing specified property insurance policies by including roof covering reimbursement schedules; provides requirements for roof covering reimbursement schedules; specifies that certain provisions relating to homeowners' policies, offers of replacement cost coverage, & offers of law & ordinance coverage do not prohibit insurers from providing specified property insurance policies by offering roof reimbursement on basis of replacement costs; specifies that certain provisions relating to homeowners' policies, offers of replacement cost coverage, & offers of law & ordinance coverage do not prohibit insurers from providing coverage on specified property insurance policies for roof that is limited to certain value; provides that stated value sublimit of coverage may not be applied to roof in certain circumstances.

Sponsors

Sponsors by party (alphabetical): Democratic 1

NameRolePartyChamberDistrict
Lindsay CrossPrimary sponsorDemocraticHouse60

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. Died in Insurance & Banking Subcommittee
  2. Indefinitely postponed and withdrawn from consideration
  3. Now in Insurance & Banking Subcommittee
  4. Referred to Commerce Committee
  5. Referred to Insurance & Banking Subcommittee
  6. 1st Reading (Original Filed Version)
  7. Filed

Sources

  1. Open States / Plural (data from the official legislature website)
  2. Official legislature source