Delaware · 153rd General Assembly (2025-2026) · Bill
SB 189: ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO UNFAIR PRACTICES IN THE INSURANCE BUSINESS.
Enacted Official data
- Introduced
- In committee
- Passed one chamber
- Passed both chambers
- Enacted
Last official action: ·Record last updated:
Plain-language summary
SB 189 is a bill introduced in the Delaware Senate on May 12, 2026. According to its official title, it concerns: ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO UNFAIR PRACTICES IN THE INSURANCE BUSINESS. Primary sponsor: Nicole Poore (Democratic), Nnamdi Chukwuocha (Democratic). It lists 2 additional sponsors. Most recent recorded action (September 24, 2026): Signed by Governor.
Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written
Official summary
Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.
This legislation is intended to ensure that individuals can, for a period of 15 days, rescind approval of a settlement in a personal injury case involving a motor vehicle accident if the individual was unrepresented at the time of settlement and if payment is returned upon rescission. This Act also requires notice to be given to an unrepresented individual of their right of recission in the release of liability. These changes will allow an individual greater ability to make an informed decision. This Act becomes effective on 6 months after its enactment into law. This Act is a substitute for Senate Bill No. 189. The Act differs from Senate Bill No. 189 in that it provides a rescission period of 15 days, rather than 60 days; it refers to “motor vehicle accidents” rather than “automobile accidents”; it adds a new subsection to make clear that the insurer may withhold any future settlement proceeds until it receives confirmation that the check or settlement proceeds have been returned; and it corrects a typo.
Sponsors
Sponsors by party (alphabetical): Democratic 4
| Name | Role | Party | Chamber | District |
|---|---|---|---|---|
| Nicole Poore | Primary sponsor | Democratic | Senate | 12 |
| Nnamdi Chukwuocha | Primary sponsor | Democratic | House | 1 |
| Larry Lambert | Co-sponsor | Democratic | House | 7 |
| Bryan Townsend | Co-sponsor | Democratic | Senate | 11 |
“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.
Recent official actions
- Signed by Governor
- Passed By House. Votes: 39 YES 1 NO 1 ABSENT
- Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 10 On Its Merits
- Assigned to Economic Development/Banking/Insurance & Commerce Committee in House
- Passed By Senate. Votes: 21 YES
- Amendment SA 1 to SS 1 - Passed By Senate. Votes: 21 YES
- Amendment SA 1 to SS 1 - Introduced and Placed With Bill
- was introduced and adopted in lieu of SB 189