Colorado · 2026 Regular Session · Bill
SB 49: Homeowner Natural Disaster Mitigation
In committee Official data
- Introduced
- In committee
- Passed one chamber
- Passed both chambers
- Enacted
Last official action: ·Record last updated:
Plain-language summary
SB 49 is a bill introduced in the Colorado Senate on January 27, 2026. According to its official title, it concerns: Homeowner Natural Disaster Mitigation. Primary sponsor: Sean Camacho (Democratic), Marc Snyder (Democratic), Lisa Frizell (Republican). Most recent recorded action (May 14, 2026): Senate Committee on Appropriations Lay Over Unamended - Amendment(s) Failed.
Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written
Official summary
Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.
The bill adds individuals and homeowners' associations as eligible recipients of assistance from the natural disaster mitigation enterprise fund. The bill also provides that natural disaster mitigation includes installation of "impact-resistant roofing materials" and other "property-specific mitigation action" and provides definitions of the same.Additionally, the bill creates an income tax deduction for contributions to a catastrophe savings account (CSA), which is a savings account that a homeowner may use to cover the amount of insurance deductibles for claims stemming from hail, wildfire, or a catastrophic wind event, uninsured losses related to the same, and property-specific mitigation actions. The bill also exempts interest earned by CSAs from income tax.(Note: This summary applies to this bill as introduced.)
Sponsors
Sponsors by party (alphabetical): Democratic 2 · Republican 1
| Name | Role | Party | Chamber | District |
|---|---|---|---|---|
| Sean Camacho | Primary sponsor | Democratic | House | 6 |
| Marc Snyder | Primary sponsor | Democratic | Senate | 12 |
| Lisa Frizell | Primary sponsor | Republican | Senate | 2 |
“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.
Recent official actions
- Senate Committee on Appropriations Lay Over Unamended - Amendment(s) Failed
- Senate Committee on Finance Refer Amended to Appropriations
- Introduced In Senate - Assigned to Finance