Colorado · 2025 First Extraordinary Session · Bill
HB 1006: Improve Affordability Private Health Insurance
Enacted Official data
- Introduced
- In committee
- Passed one chamber
- Passed both chambers
- Enacted
Last official action: ·Record last updated:
Plain-language summary
HB 1006 is a bill introduced in the Colorado House on August 21, 2025. According to its official title, it concerns: Improve Affordability Private Health Insurance. Primary sponsor: D. Roberts, J. McCluskie, K. Mullica, I. Jodeh, L. Gilchrist, K. Brown. It lists 46 additional sponsors. Most recent recorded action (August 28, 2025): Governor Signed.
Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written
Official summary
Abstract published by the legislature (via Open States). Text as published by the legislature; reproduced verbatim.
The act makes the following changes to the funding allocated to the health insurance affordability enterprise (enterprise) for programs administered or funded by the enterprise:If the federal enhanced premium tax credit is not extended on or before December 31, 2025, authorizes the state treasurer to sell insurance premium and corporate tax credits to generate up to $100 million to be credited to the health insurance affordability cash fund (HIA cash fund) for use in the 2026 plan year and allocates the tax credit sale proceeds as follows:Up to $50 million to the reinsurance program;Up to $50 million to carriers to increase the affordability of health plans on the individual market for individuals who purchase individual health benefit plans on the Colorado health benefit exchange and receive the premium tax credit authorized under federal law (state-based insurance subsidies); andUp to $5 million for other programs administered or funded by the enterprise;Of the revenues collected by the enterprise before the effective date of the act that had been allocated for state-based insurance subsidies, allows the enterprise to reallocate any unexpended amount to other programs the enterprise administers or funds; andTransfers $10 million from the refinance discretionary account in the ARPA refinance state money cash fund to the HIA cash fund.Additionally, the act requires the health insurance affordability board to:Prepare an annual report detailing certain financial information about the enterprise;Make recommendations to the commissioner of insurance (commissioner) regarding coverage and plan design of state-subsidized plans to maximize plan enrollment; andPrior to making any recommendations to the commissioner, seek and discuss at a public meeting input and recommendations from individuals directly affected by programs funded by the enterprise.The division of insurance is directed to conduct a review of its regulation concerning the health insurance affordability fee assessment and collection process and to include its review in the departmental regulatory agenda submitted to the general assembly by November 1, 2026, pursuant to the "SMART Act". Further, the state auditor is required to complete a performance audit of the enterprise by December 31, 2027, and to submit its audit report to the legislative audit committee and the health and human services committees of the senate and the house of representatives.The act appropriates $3,173,500 from the tax credit sale proceeds cash fund to the department of treasury for the administration of the tax credit sales.APPROVED by Governor August 28, 2025PORTIONS EFFECTIVE August 28, 2025PORTIONS EFFECTIVE August 29, 2025(Note: This summary applies to this bill as enacted.)
Sponsors
| Name | Role | Party | Chamber | District |
|---|---|---|---|---|
| D. Roberts | Primary sponsor | Not applicable (committee) | — | — |
| J. McCluskie | Primary sponsor | Not applicable (committee) | — | — |
| K. Mullica | Primary sponsor | Not applicable (committee) | — | — |
| I. Jodeh | Primary sponsor | Not applicable (committee) | — | — |
| L. Gilchrist | Primary sponsor | Not applicable (committee) | — | — |
| K. Brown | Primary sponsor | Not applicable (committee) | — | — |
| J. Amabile | Co-sponsor | Not applicable (committee) | — | — |
| J. Bacon | Co-sponsor | Not applicable (committee) | — | — |
| M. Ball | Co-sponsor | Not applicable (committee) | — | — |
| S. Bird | Co-sponsor | Not applicable (committee) | — | — |
| A. Boesenecker | Co-sponsor | Not applicable (committee) | — | — |
| J. Bridges | Co-sponsor | Not applicable (committee) | — | — |
| S. Camacho | Co-sponsor | Not applicable (committee) | — | — |
| C. Clifford | Co-sponsor | Not applicable (committee) | — | — |
| J. Coleman | Co-sponsor | Not applicable (committee) | — | — |
| L. Cutter | Co-sponsor | Not applicable (committee) | — | — |
| L. Daugherty | Co-sponsor | Not applicable (committee) | — | — |
| M. Duran | Co-sponsor | Not applicable (committee) | — | — |
| C. Espenoza | Co-sponsor | Not applicable (committee) | — | — |
| T. Exum | Co-sponsor | Not applicable (committee) | — | — |
| M. Froelich | Co-sponsor | Not applicable (committee) | — | — |
| L. García | Co-sponsor | Not applicable (committee) | — | — |
| J. Gonzales | Co-sponsor | Not applicable (committee) | — | — |
| E. Hamrick | Co-sponsor | Not applicable (committee) | — | — |
| J. Jackson | Co-sponsor | Not applicable (committee) | — | — |
| D. Michaelson Jenet | Co-sponsor | Not applicable (committee) | — | — |
| J. Joseph | Co-sponsor | Not applicable (committee) | — | — |
| C. Kipp | Co-sponsor | Not applicable (committee) | — | — |
| S. Lieder | Co-sponsor | Not applicable (committee) | — | — |
| M. Lindsay | Co-sponsor | Not applicable (committee) | — | — |
| W. Lindstedt | Co-sponsor | Not applicable (committee) | — | — |
| M. Lukens | Co-sponsor | Not applicable (committee) | — | — |
| J. Mabrey | Co-sponsor | Not applicable (committee) | — | — |
| K. McCormick | Co-sponsor | Not applicable (committee) | — | — |
| A. Paschal | Co-sponsor | Not applicable (committee) | — | — |
| J. Phillips | Co-sponsor | Not applicable (committee) | — | — |
| M. Rutinel | Co-sponsor | Not applicable (committee) | — | — |
| G. Rydin | Co-sponsor | Not applicable (committee) | — | — |
| E. Sirota | Co-sponsor | Not applicable (committee) | — | — |
| L. Smith | Co-sponsor | Not applicable (committee) | — | — |
| M. Snyder | Co-sponsor | Not applicable (committee) | — | — |
| R. Stewart | Co-sponsor | Not applicable (committee) | — | — |
| K. Stewart | Co-sponsor | Not applicable (committee) | — | — |
| T. Story | Co-sponsor | Not applicable (committee) | — | — |
| T. Sullivan | Co-sponsor | Not applicable (committee) | — | — |
| E. Velasco | Co-sponsor | Not applicable (committee) | — | — |
| K. Wallace | Co-sponsor | Not applicable (committee) | — | — |
| M. Weissman | Co-sponsor | Not applicable (committee) | — | — |
| J. Willford | Co-sponsor | Not applicable (committee) | — | — |
| F. Winter | Co-sponsor | Not applicable (committee) | — | — |
| S. Woodrow | Co-sponsor | Not applicable (committee) | — | — |
| Y. Zokaie | Co-sponsor | Not applicable (committee) | — | — |
“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.
Recent official actions
- Governor Signed
- Signed by the Speaker of the House
- Signed by the President of the Senate
- Sent to the Governor
- Senate Third Reading Passed - No Amendments
- House Considered Senate Amendments - Result was to Concur - Repass
- Senate Second Reading Special Order - Passed with Amendments - Committee, Floor
- Senate Committee on Finance Refer Amended to Appropriations
- Senate Committee on Appropriations Refer Amended to Senate Committee of the Whole
- Senate Second Reading Special Order - Laid Over to 08/25/2025 - No Amendments
- House Third Reading Passed - No Amendments
- Introduced In Senate - Assigned to Finance
Showing 12 most recent of 16 actions. Full history