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California · 2025–26 Regular Session · Senate Bill

SB 946: Consumer Credit Reporting Agencies Act: escrow agent rating services and escrow agents.

Enacted Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted

Last official action: ·Record last updated:

Plain-language summary

SB 946 is a senate bill introduced in the California Senate on February 2, 2026. According to its official title, it concerns: Consumer Credit Reporting Agencies Act: escrow agent rating services and escrow agents. Primary sponsor: Kelly Seyarto (R). Most recent recorded action (September 27, 2026): Chaptered by Secretary of State. Chapter 661, Statutes of 2026.

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Legislative Counsel’s Digest (official, as of the latest version). Written by nonpartisan legislative staff; reproduced verbatim.

The Consumer Credit Reporting Agencies Act imposes obligations on consumer credit reporting agencies, users of consumer credit reports, and furnishers of credit information, and establishes remedies for a consumer who suffers damages resulting from a violation of those provisions.

Existing law makes specified provisions of the act applicable to an escrow rating service, as defined, requires an escrow agent rating service to establish policies and procedures to safeguard personally identifiable information obtained from an escrow agent, and provides that an escrow agent is a consumer for purposes of those provisions. Existing law repeals those provisions of the act applicable to escrow agent rating services and escrow agents on January 1, 2027.

This bill would extend the operation of those provisions indefinitely.

Sponsors

Sponsors by party (alphabetical): Republican 1

NameRolePartyChamberDistrict
Kelly SeyartoPrimary sponsorRepublicanSenate32

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. Chaptered by Secretary of State. Chapter 661, Statutes of 2026.
  2. Approved by the Governor.
  3. Enrolled and presented to the Governor at 4:30 p.m.
  4. In Senate. Ordered to engrossing and enrolling.
  5. Read third time. Passed. (Ayes 77. Noes 0. Page 6299.) Ordered to the Senate.
  6. Read second time. Ordered to third reading.
  7. From committee: Do pass. (Ayes 15. Noes 0.) (August 13).
  8. Assembly Rule 63 suspended.
  9. August 5 set for first hearing. Placed on suspense file.
  10. Re-referred to Com. on APPR. pursuant to Assembly Rule 97.
  11. Read second time. Ordered to third reading.
  12. From committee: Do pass. (Ayes 8. Noes 0.) (June 22).

Sources

  1. California Legislative Information — pubinfo database export
  2. Official bill page