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California · 2025–26 Regular Session · Senate Bill

SB 825: Consumers: financial protection.

Enacted Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted

Last official action: ·Record last updated:

Plain-language summary

SB 825 is a senate bill introduced in the California Senate on February 21, 2025. According to its official title, it concerns: Consumers: financial protection. Primary sponsor: Monique Limón (D), Timothy Grayson (D). Most recent recorded action (October 6, 2025): Chaptered by Secretary of State. Chapter 355, Statutes of 2025.

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Legislative Counsel’s Digest (official, as of the latest version). Written by nonpartisan legislative staff; reproduced verbatim.

Existing law, the California Consumer Financial Protection Law (CCFPL), requires the Department of Financial Protection and Innovation, headed by the Commissioner of Financial Protection and Innovation, to regulate consumer financial products or services under California consumer financial laws. The CCFPL makes it unlawful for a covered person or service provider, as defined, to engage in certain deceptive or abusive acts or practices with respect to consumer financial products or services. The CCFPL exempts from its provisions a person or employee of that person to the extent that person or employee is acting under the authority of certain licenses, certificates, or charters issued by the department, including licensed escrow agents and finance lenders.

This bill would provide that nothing in the above-described exemption shall be deemed to prevent the commissioner from using the authority provided by the CCFPL to enforce the above-described provision on deceptive or abusive acts or practices.

Sponsors

Sponsors by party (alphabetical): Democratic 2

NameRolePartyChamberDistrict
Monique LimónPrimary sponsorDemocraticSenate21
Timothy GraysonPrimary sponsorDemocraticSenate9

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. Chaptered by Secretary of State. Chapter 355, Statutes of 2025.
  2. Approved by the Governor.
  3. Enrolled and presented to the Governor at 11 a.m.
  4. In Senate. Ordered to engrossing and enrolling.
  5. Read third time. Passed. (Ayes 59. Noes 19. Page 3171.) Ordered to the Senate.
  6. Read second time. Ordered to third reading.
  7. From committee: Do pass. (Ayes 11. Noes 4.) (August 20).
  8. From committee: Do pass and re-refer to Com. on APPR. (Ayes 7. Noes 1.) (July 7). Re-referred to Com. on APPR.
  9. June 23 hearing postponed by committee.
  10. Referred to Com. on B. & F.
  11. In Assembly. Read first time. Held at Desk.
  12. Read third time. Passed. (Ayes 28. Noes 10. Page 1440.) Ordered to the Assembly.

Sources

  1. California Legislative Information — pubinfo database export
  2. Official bill page