California · 2025–26 Regular Session · Senate Bill
SB 547: Commercial property insurance cancellation and nonrenewal.
Enacted Official data
- Introduced
- In committee
- Passed one chamber
- Passed both chambers
- Enacted
Last official action: ·Record last updated:
Plain-language summary
SB 547 is a senate bill introduced in the California Senate on February 20, 2025. According to its official title, it concerns: Commercial property insurance cancellation and nonrenewal. . Primary sponsor: Sasha Renée Pérez (D), Susan Rubio (D). It lists 5 additional sponsors. Most recent recorded action (October 10, 2025): Chaptered by Secretary of State. Chapter 544, Statutes of 2025.
Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written
Official summary
Legislative Counsel’s Digest (official, as of the latest version). Written by nonpartisan legislative staff; reproduced verbatim.
Existing law generally regulates classes of insurance, including commercial property insurance. Existing law prohibits an insurer from canceling or refusing to renew a policy of residential property insurance for a property located in a ZIP Code within or adjacent to the fire perimeter for one year after the declaration of a state of emergency, if the cancellation or nonrenewal is based solely on the fact that the insured structure is located in an area in which a wildfire has occurred, except as specified.
This bill would extend that prohibition against cancellation or nonrenewal and its exceptions to a policy of commercial property insurance, except as specified.
Sponsors
Sponsors by party (alphabetical): Democratic 7
| Name | Role | Party | Chamber | District |
|---|---|---|---|---|
| Sasha Renée Pérez | Primary sponsor | Democratic | Senate | 25 |
| Susan Rubio | Primary sponsor | Democratic | Senate | 22 |
| Sabrina Cervantes | Co-sponsor | Democratic | Senate | 31 |
| Dave Cortese | Co-sponsor | Democratic | Senate | 15 |
| Lena Gonzalez | Co-sponsor | Democratic | Senate | 33 |
| Eloise Gómez Reyes | Co-sponsor | Democratic | Senate | 29 |
| Lola Smallwood-Cuevas | Co-sponsor | Democratic | Senate | 28 |
“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.
Recent official actions
- Chaptered by Secretary of State. Chapter 544, Statutes of 2025.
- Approved by the Governor.
- Enrolled and presented to the Governor at 2 p.m.
- Assembly amendments concurred in. (Ayes 36. Noes 0. Page 3052.) Ordered to engrossing and enrolling.
- In Senate. Concurrence in Assembly amendments pending.
- Read third time. Passed. (Ayes 79. Noes 1. Page 3442.) Ordered to the Senate.
- Joint Rule 61(a)(14) and 51(a)(4) suspended. (Ayes 59. Noes 20. Page 3413.)
- Read second time. Ordered to third reading.
- From committee: Do pass. (Ayes 15. Noes 0.) (August 20).
- Read second time and amended. Re-referred to Com. on APPR.
- From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 17. Noes 0.) (July 16).
- From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS.