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California · 2025–26 Regular Session · Senate Bill

SB 523: Fire insurance.

Did not advance Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted
  6. Did not advance

Last official action: ·Record last updated:

Plain-language summary

SB 523 is a senate bill introduced in the California Senate on February 20, 2025. According to its official title, it concerns: Fire insurance. Primary sponsor: Kelly Seyarto (R). Most recent recorded action (February 2, 2026): Returned to Secretary of Senate pursuant to Joint Rule 56.

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Legislative Counsel’s Digest (official, as of the latest version). Written by nonpartisan legislative staff; reproduced verbatim.

Existing law generally regulates classes of insurance, including residential property insurance. Existing law prescribes the standard form for fire insurance policies covering property.

This bill would, under a homeowners’ insurance policy, authorize an insurer to differentiate the risk of an internal fire from the risk of an external fire for the purposes of determining coverage. The bill would define terms for purposes of this provision.

Sponsors

Sponsors by party (alphabetical): Republican 1

NameRolePartyChamberDistrict
Kelly SeyartoPrimary sponsorRepublicanSenate32

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. Returned to Secretary of Senate pursuant to Joint Rule 56.
  2. From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS.
  3. Re-referred to Com. on INS.
  4. From committee with author's amendments. Read second time and amended. Re-referred to Com. on RLS.
  5. Referred to Com. on RLS.
  6. From printer. May be acted upon on or after March 23.
  7. Introduced. Read first time. To Com. on RLS. for assignment. To print.

Sources

  1. California Legislative Information — pubinfo database export
  2. Official bill page