SB 371: Transportation network companies: insurance coverage.

Official summary

Legislative Counsel’s Digest (official, as of the latest version). Written by nonpartisan legislative staff; reproduced verbatim.

Existing law provides for the regulation of charter-party carriers of passengers by the Public Utilities Commission and includes specific requirements applicable to transportation network companies and their participating drivers. Existing law defines transportation network companies as certain organizations that, using an online-enabled application or platform, connect passengers with drivers using a personal vehicle. Existing law imposes specified requirements for liability insurance coverage on transportation network companies and their drivers, including a requirement that the insurance coverage provide for uninsured motorist coverage and underinsured motorist coverage in the amount of $1,000,000 from the moment a passenger enters the vehicle of a participating driver until the passenger exits the vehicle. Under existing law, that coverage may be satisfied by insurance maintained by the participating driver, the transportation network company, or a combination of insurance maintained by the participating driver and transportation network company.

This bill would lower that amount to $60,000 per person and $300,000 per incident. The bill would also make the transportation network company responsible for maintaining the uninsured motorist coverage and underinsured motorist coverage.

The bill would require the commission and the Department of Insurance to collaborate on a study of the impacts of the requirements established for uninsured motorist coverage and underinsured motorist coverage to assess whether those requirements are appropriate to the risk of transportation network company services, and to report the findings of this study to specified committees of the Legislature on or before December 31, 2030.

Existing law requires the commission to develop, publish, and annually update a report containing specified information, including, among other things, the commission’s annual work plan and an accounting of the commission’s transactions and proceedings from the prior year. Existing law requires the commission to submit that report to the Governor and Legislature no later than February 1 of each year.

This bill would require the report submitted on or before February 1, 2026, to also contain certain information regarding automobile accidents reported to the commission by transportation network companies and uninsured motorist and underinsured motorist claims resulting from those accidents, as specified. The bill would require the report submitted on or before February 1, 2027, to specify the average transportation network company rider fare paid during certain time periods, as provided.

This bill would make the operation of its provisions contingent upon the enactment of AB 1340 of the 2025–26 Regular Session.

Sponsors

Sponsors by party (alphabetical): Democratic 12 · Republican 1

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

1. October 3, 2025Chaptered by Secretary of State. Chapter 314, Statutes of 2025.
2. October 3, 2025Approved by the Governor.
3. September 17, 2025Enrolled and presented to the Governor at 2 p.m.
4. September 10, 2025Assembly amendments concurred in. (Ayes 39. Noes 0. Page 2835.) Ordered to engrossing and enrolling.
5. September 9, 2025From committee: That the Assembly amendments be concurred in. (Ayes 7. Noes 0. Page 2753.)
6. September 8, 2025From committee: Be re-referred to Com. on INS. pursuant to Senate Rule 29.10(d). (Ayes 5. Noes 0. Page 2628.) Re-referred to Com. on INS.
7. September 8, 2025Re-referred to Com. on RLS. pursuant to Senate Rule 29.10(d).
8. September 8, 2025In Senate. Concurrence in Assembly amendments pending.
9. September 8, 2025Read third time. Passed. (Ayes 77. Noes 0. Page 2983.) Ordered to the Senate.
10. September 5, 2025Coauthors revised.
11. September 3, 2025Read second time. Ordered to third reading.
12. September 2, 2025Read second time and amended. Ordered to second reading.