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California · 2025–26 Regular Session · Assembly Bill

AB 75: Residential property insurance images.

Passed one chamber Official data

  1. Introduced
  2. In committee
  3. Passed one chamber
  4. Passed both chambers
  5. Enacted

Last official action: ·Record last updated:

Plain-language summary

AB 75 is a assembly bill introduced in the California Assembly on December 16, 2024. According to its official title, it concerns: Residential property insurance images. . Primary sponsor: Lisa Calderon (D). Most recent recorded action (August 29, 2025): In committee: Held under submission.

Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written

Official summary

Legislative Counsel’s Digest (official, as of the latest version). Written by nonpartisan legislative staff; reproduced verbatim.

Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to send various notices to a policyholder at specified intervals.

This bill would require an admitted insurer to notify a residential property insurance policyholder that aerial images may be taken or obtained of the insured property, as specified, unless a claim has been submitted or is pending on the property and the images will be used only for evaluating the claim. The bill would require the insurer to provide the aerial images upon request, as specified, and would require the notice to include instructions regarding how a policyholder may make that request.

This bill would prohibit an admitted insurer from basing a decision to terminate insurance coverage, as defined, on an aerial image taken more than 180 days prior to sending notice of that decision to the policyholder, except as specified. The bill would require an admitted insurer that bases a decision to terminate insurance coverage on an aerial image to provide the policyholder with that aerial image, notice of that decision, and the opportunity to dispute the accuracy of the image, and to verify remediation, before the effective date of the decision to terminate insurance coverage.

This bill would make the above-described provisions operative on July 1, 2026.

Sponsors

Sponsors by party (alphabetical): Democratic 1

NameRolePartyChamberDistrict
Lisa CalderonPrimary sponsorDemocraticAssembly56

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

  1. In committee: Held under submission.
  2. In committee: Referred to suspense file.
  3. From committee: Do pass and re-refer to Com. on APPR. (Ayes 13. Noes 0.) (July 15). Re-referred to Com. on APPR.
  4. From committee: Do pass and re-refer to Com. on JUD. (Ayes 7. Noes 0.) (July 9). Re-referred to Com. on JUD.
  5. From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.
  6. Referred to Coms. on INS. and JUD.
  7. In Senate. Read first time. To Com. on RLS. for assignment.
  8. Read third time. Passed. Ordered to the Senate. (Ayes 76. Noes 1. Page 2000.)
  9. Read second time. Ordered to third reading.
  10. Read second time and amended. Ordered returned to second reading.
  11. From committee: Amend, and do pass as amended. (Ayes 11. Noes 0.) (May 23).
  12. Assembly Rule 63 suspended. (Ayes 51. Noes 16. Page 1644.)

Sources

  1. California Legislative Information — pubinfo database export
  2. Official bill page