California · 2025–26 Regular Session · Assembly Bill
AB 1986: Residential property insurance: home hardening.
In committee Official data
- Introduced
- In committee
- Passed one chamber
- Passed both chambers
- Enacted
Last official action: ·Record last updated:
Plain-language summary
AB 1986 is a assembly bill introduced in the California Assembly on February 13, 2026. According to its official title, it concerns: Residential property insurance: home hardening. Primary sponsor: Steve Bennett (D). It lists 8 additional sponsors. Most recent recorded action (March 2, 2026): Referred to Com. on INS.
Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written
Official summary
Legislative Counsel’s Digest (official, as of the latest version). Written by nonpartisan legislative staff; reproduced verbatim.
Existing law authorizes the Office of the State Fire Marshal to allow certification of contractors who conduct defensible space, home hardening, fuel reduction, roadside clearance, and other contracting activities for wildfire resiliency efforts and who have completed specified training programs.
Existing law generally regulates classes of insurance, including residential property and fire insurance. Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and prescribes the department’s powers and duties. Existing department regulations prohibit an insurer from using a rating plan that does not take into account and reflect specified wildfire risk mitigation, including property-level building hardening measures.
Upon request for a premium quote for residential property insurance, this bill would require a specified insurer to provide a premium quote for the residential property that includes the price of insurance if the property is certified as “hardened” by a home hardening certification program established or approved by the State Fire Marshal and a premium quote for the residential property in its current state.
Sponsors
Sponsors by party (alphabetical): Democratic 9
| Name | Role | Party | Chamber | District |
|---|---|---|---|---|
| Steve Bennett | Primary sponsor | Democratic | Assembly | 38 |
| Patrick Ahrens | Co-sponsor | Democratic | Assembly | 26 |
| Benjamin Allen | Co-sponsor | Democratic | Senate | 24 |
| David Alvarez | Co-sponsor | Democratic | Assembly | 80 |
| Rebecca Bauer-Kahan | Co-sponsor | Democratic | Assembly | 16 |
| Damon Connolly | Co-sponsor | Democratic | Assembly | 12 |
| John Harabedian | Co-sponsor | Democratic | Assembly | 41 |
| Gregg Hart | Co-sponsor | Democratic | Assembly | 37 |
| Henry Stern | Co-sponsor | Democratic | Senate | 27 |
“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.
Recent official actions
- Referred to Com. on INS.
- From printer. May be heard in committee March 16.
- Read first time. To print.