AB 1521: Committee on Judiciary: judiciary omnibus.

Official summary

Legislative Counsel’s Digest (official, as of the latest version). Written by nonpartisan legislative staff; reproduced verbatim.

(1)Existing law, the Real Estate Law, provides for the licensure and regulation of real estate brokers and salespersons. Existing law requires specified language be included in agreements that provide for the amount of compensation to be paid to a real estate licensee for the purchase of specified residential property or a mobilehome. That language states that the amount or rate of real estate commissions is not fixed by law but rather is set by each broker individually and may be negotiable between the seller and the broker.

This bill would make a technical correction to the language that must be included in agreements for the purchase of a specified property or mobilehome to clarify that the rate at issue is that paid by a buyer to the broker.

(2)Existing law, the Consumer Credit Reporting Agencies Act, defines and regulates consumer credit reports and consumer credit reporting agencies. Existing law prohibits a person from furnishing information regarding a medical debt to a consumer credit reporting agency, and requires a contract creating a medical debt entered into on or after July 1, 2025, to include specified language and provides consequences for failing to include such language.

This bill would specify that the requirement that specified language be included in contracts creating medical debt applies only to written contracts.

(3)Existing law, the Rosenthal Fair Debt Collection Practices Act, prohibits debt collectors from engaging in unfair or deceptive acts or practices in the collection of covered debts and requires debtors to act fairly in entering into and honoring those debts. Existing law provides that a covered debt includes a covered commercial debt, and defines “covered commercial debt” and “covered commercial credit” to mean money due or owing or alleged to be due or owing from a natural person to a lender, commercial financing provider, or debt buyer, by reason of one or more covered commercial credit transactions, if the total amount of all commercial credit transactions due and owing is no more than $500,000.

This bill would specify that commercial debt does not include specified commercial financing transactions of at least $50,000 in which the recipient is a vehicle dealer or an affiliate of a dealer or a trade credit, as defined.

Sponsors

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

1. October 1, 2025Chaptered by Secretary of State - Chapter 200, Statutes of 2025.
2. October 1, 2025Approved by the Governor.
3. September 22, 2025Enrolled and presented to the Governor at 3 p.m.
4. September 10, 2025Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 65. Noes 0. Page 3184.).
5. September 8, 2025In Assembly. Concurrence in Senate amendments pending.
6. September 8, 2025Read third time. Passed. Ordered to the Assembly. (Ayes 35. Noes 0. Page 2620.).
7. September 3, 2025Read second time. Ordered to third reading.
8. September 2, 2025Read third time and amended. Ordered to second reading.
9. August 29, 2025Read second time. Ordered to third reading.
10. August 29, 2025From committee: Do pass. (Ayes 7. Noes 0.) (August 29).
11. August 18, 2025In committee: Referred to suspense file.
12. July 15, 2025From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on APPR.