California · 2025–26 Regular Session · Assembly Bill
AB 1427: Consumer credit report: sale of property: natural disasters.
Passed one chamber Official data
- Introduced
- In committee
- Passed one chamber
- Passed both chambers
- Enacted
Last official action: ·Record last updated:
Plain-language summary
AB 1427 is a assembly bill introduced in the California Assembly on February 21, 2025. According to its official title, it concerns: Consumer credit report: sale of property: natural disasters. Primary sponsor: Lisa Calderon (D). Most recent recorded action (June 18, 2025): Referred to Coms. on JUD. and B. & F.I.
Generated automatically from the official title, sponsor list, and status record only. It does not characterize the bill’s purpose or effects. How summaries are written
Official summary
Legislative Counsel’s Digest (official, as of the latest version). Written by nonpartisan legislative staff; reproduced verbatim.
Existing law, the Consumer Credit Reporting Agencies Act, defines and regulates consumer credit reports and consumer credit reporting agencies. The act prohibits a consumer credit reporting agency from making any consumer credit report containing specified items of information, including information about medical debt, as defined. Existing law prohibits a person who uses a consumer credit report in connection with a credit transaction from using medical debt listed on the report as a negative factor when making a credit decision.
This bill would prohibit a consumer credit reporting agency from making a consumer credit report containing information about the sale of property that is located in an area where the Governor has proclaimed a state of emergency due to a natural disaster and the property is rendered uninhabitable as a result of the natural disaster. The bill would prohibit a person who uses a consumer credit report in connection with a credit transaction from using the sale of an aforementioned property listed on the report as a negative factor when making a credit decision.
Sponsors
Sponsors by party (alphabetical): Democratic 1
| Name | Role | Party | Chamber | District |
|---|---|---|---|---|
| Lisa Calderon | Primary sponsor | Democratic | Assembly | 56 |
“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.
Recent official actions
- Referred to Coms. on JUD. and B. & F.I.
- In Senate. Read first time. To Com. on RLS. for assignment.
- Read third time. Passed. Ordered to the Senate. (Ayes 76. Noes 0. Page 1996.)
- Read second time. Ordered to third reading.
- From committee: Do pass. (Ayes 12. Noes 0.) (May 23).
- In committee: Set, first hearing. Referred to APPR. suspense file.
- Re-referred to Com. on APPR.
- Read second time and amended.
- From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 11. Noes 0.) (May 6).
- Re-referred to Com. on JUD.
- Referred to Com. on JUD.
- From committee chair, with author's amendments: Amend, and re-refer to Com. on JUD. Read second time and amended.