AB 1032: Coverage for behavioral health visits.

Official summary

Legislative Counsel’s Digest (official, as of the latest version). Written by nonpartisan legislative staff; reproduced verbatim.

Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care, and makes a willful violation of the act a crime. Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health care service plan contract or health insurance policy issued, amended, or renewed on or after January 1, 2021, to provide coverage for medically necessary treatment of mental health and substance use disorders, as defined, under the same terms and conditions applied to other medical conditions.

This bill would generally require a large group health care service plan contract or health insurance policy issued, amended, or renewed on or after January 1, 2026, to reimburse an eligible enrollee or insured for up to 12 visits with a behavioral health provider if the enrollee or insured lives in a county where a local or state emergency has been declared due to wildfires and the enrollee or insured has experienced a loss, trauma, or displacement because of the fire. The bill would prohibit these benefits from being subject to utilization review. The bill would require a health care service plan contract or health insurer to provide notice to all affected enrollees of these provisions, as specified. Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.

The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.

This bill would provide that no reimbursement is required by this act for a specified reason.

This bill would declare that it is to take effect immediately as an urgency statute.

Sponsors

Sponsors by party (alphabetical): Democratic 3

“Support” is shown only as formal sponsorship recorded by the legislature. Roll-call votes are available on the official bill page.

Recent official actions

1. January 22, 2026Consideration of Governor's veto stricken from file.
2. October 13, 2025Consideration of Governor's veto pending.
3. October 13, 2025Vetoed by Governor.
4. September 24, 2025Enrolled and presented to the Governor at 3 p.m.
5. September 12, 2025Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 77. Noes 0. Page 3386.).
6. September 12, 2025In Assembly. Concurrence in Senate amendments pending.
7. September 11, 2025Read third time. Urgency clause adopted. Passed. Ordered to the Assembly. (Ayes 32. Noes 1. Page 2922.).
8. September 2, 2025Read second time. Ordered to third reading.
9. August 29, 2025Read second time and amended. Ordered returned to second reading.
10. August 29, 2025From committee: Amend, and do pass as amended. (Ayes 4. Noes 1.) (August 29).
11. August 18, 2025In committee: Referred to suspense file.
12. July 15, 2025Read second time and amended. Re-referred to Com. on APPR.