Texas · 89th Legislature (2025) · Bill

SB 1644: Relating to the use of a consumer's credit score in the underwriting or rating of certain personal lines property and casualty insurance policies.

Enacted Last action June 20, 2025: Effective on 9/1/25

Plain-language summary

SB 1644 is a bill introduced in the Texas Senate on February 25, 2025. According to its official title, it concerns: Relating to the use of a consumer's credit score in the underwriting or rating of certain personal lines property and casualty insurance policies. Primary sponsor: Charles Schwertner (Republican), John Smithee (Republican). Most recent recorded action (June 20, 2025): Effective on 9/1/25.

Sponsors

Primary sponsors: Charles Schwertner (Republican); John Smithee (Republican).