New York · 2025 Regular Session · Bill

S 4605: Allows for mortgagors to cancel or renegotiate forbearance agreements made during a state disaster emergency

In committee Last action January 7, 2026: REFERRED TO BANKS

Plain-language summary

S 4605 is a bill introduced in the New York Senate on February 10, 2025. According to its official title, it concerns: Allows for mortgagors to cancel or renegotiate forbearance agreements made during a state disaster emergency. Primary sponsor: James Sanders (Democratic). Most recent recorded action (January 7, 2026): REFERRED TO BANKS.

Sponsors

Primary sponsor: James Sanders (Democratic).