New Jersey · 2026-2027 Regular Session · Bill

A 3902: Prohibits use of anti-concurrent causation clauses in homeowners insurance policies.

In committee Last action January 13, 2026: Introduced, Referred to Assembly Financial Institutions and Insurance Committee

Plain-language summary

A 3902 is a bill introduced in the New Jersey House on January 13, 2026. According to its official title, it concerns: Prohibits use of anti-concurrent causation clauses in homeowners insurance policies. Primary sponsor: Robert Karabinchak (Democratic), Sterley Stanley (Democratic). Most recent recorded action (January 13, 2026): Introduced, Referred to Assembly Financial Institutions and Insurance Committee.

Sponsors

Primary sponsors: Robert Karabinchak (Democratic); Sterley Stanley (Democratic).